1. Agreement to these Terms
By creating an account, downloading the app, subscribing, or otherwise using Arbdeck, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use Arbdeck.
If you use Arbdeck on behalf of an organization, you represent that you have authority to bind that organization, and "you" includes that organization.
2. What Arbdeck provides
Arbdeck helps users follow financial news and market-moving events through feeds, summaries, "So What?" analysis, company snapshots, trending market intelligence, watchlists or follows, bookmarks, sharing, notifications, widgets, and related features. Some features may require an account, an active subscription, device integrity verification, or notification permission.
We may add, change, limit, suspend, or discontinue features at any time. We may also impose usage limits, rate limits, eligibility requirements, or subscription requirements for any feature.
3. Informational use only
Arbdeck content is generated from third-party news, market data, public sources, and automated analysis. It may be delayed, incomplete, inaccurate, misclassified, or unavailable. AI-generated summaries and analysis can be wrong and should be checked against original sources.
You are solely responsible for your investment decisions. Do not rely on Arbdeck as the only basis for buying, selling, holding, or otherwise transacting in any security, commodity, cryptocurrency, derivative, fund, private-market interest, or other asset. You should consult qualified professionals before making financial, legal, tax, or accounting decisions.
Arbdeck does not guarantee any financial outcome, market return, trading result, data accuracy, data availability, or suitability for your needs.
4. Accounts and security
You may need an account to use certain features. You agree to provide accurate information, keep your credentials secure, and promptly notify us of unauthorized use of your account. You are responsible for activity under your account unless the activity results from our failure to use reasonable security measures.
We may refuse, suspend, or terminate accounts that violate these Terms, create risk for Arbdeck or others, or are used in a way that could harm the service.
5. Subscriptions and purchases
Arbdeck may offer paid features through auto-renewing subscriptions or other in-app purchases. When you purchase through the Apple App Store, Apple processes the payment, renewal, cancellation, refund, and billing relationship under Apple's terms. Arbdeck does not receive your full payment card details.
Subscription features, prices, trials, renewal periods, and offers are shown before purchase where required. Unless cancelled through your Apple account settings before renewal, auto-renewing subscriptions renew automatically. Refund requests for App Store purchases are handled by Apple unless applicable law requires otherwise.
We may change paid feature packaging prospectively. If a subscription is required for a feature, access can end when the subscription expires, is cancelled, is refunded, or cannot be verified.
6. Your content and signals
You may create or provide account data, follows, bookmarks, likes, saved articles, share actions, notification preferences, portfolio holdings, and other inputs ("User Data"). You retain your rights in your User Data.
You grant Arbdeck a limited, worldwide, non-exclusive license to use, host, process, copy, transmit, display, and create derived signals from your User Data as needed to operate, secure, personalize, support, and improve Arbdeck. This includes using your follows, likes, bookmarks, and shares to personalize feeds and notifications.
You represent that you have the rights needed to provide any User Data you submit and that your use of Arbdeck will not violate law or third-party rights.
7. Acceptable use
You agree not to:
- Use Arbdeck for unlawful, deceptive, harmful, abusive, or fraudulent activity.
- Reverse engineer, scrape, harvest, crawl, benchmark, or bulk export the service except as allowed by law.
- Bypass paywalls, subscriptions, rate limits, device checks, authentication, or security controls.
- Use Arbdeck output to build a competing service or train, fine-tune, or evaluate models without permission.
- Interfere with service availability, integrity, or security.
- Upload malware, exploit code, or content that infringes or violates third-party rights.
8. Third-party content and services
Arbdeck includes or links to third-party news, publisher pages, market data, images, logos, Apple services, cloud infrastructure, email delivery, AI model providers, and other services. Those third parties are responsible for their own content, products, terms, and privacy practices.
Links or references to securities, companies, publishers, or third-party services are provided for convenience and do not imply endorsement, recommendation, or sponsorship.
9. Intellectual property
Arbdeck, including its software, design, trademarks, service marks, logos, and other content we create, is owned by Arbdeck or its licensors and is protected by applicable intellectual property laws. Subject to these Terms, we grant you a limited, revocable, non-transferable, non-exclusive license to use Arbdeck for your personal or internal business use.
Except for rights expressly granted in these Terms, no rights are transferred to you.
10. App Store terms
If you downloaded Arbdeck from the Apple App Store, Apple is not responsible for maintaining or supporting Arbdeck. To the extent permitted by law, Apple has no responsibility for claims related to Arbdeck or your use of Arbdeck. Apple and its subsidiaries are third-party beneficiaries of this section and may enforce it.
Your use of the app must also comply with the Apple Media Services Terms and any other App Store rules that apply to you.
11. Account deletion and termination
You may delete your account from within the app where available, or contact us at hello@arbdeck.com. Deleting your account may remove core account records, bookmarks, likes, follows, portfolio holdings, push tokens, and related personalization state, subject to retention described in our Privacy Policy.
We may suspend or terminate your access if you violate these Terms, create legal or security risk, or use the service in a way that could harm Arbdeck, other users, or third parties.
12. Disclaimers
Arbdeck is provided "as is" and "as available." To the maximum extent permitted by law, we disclaim all warranties, whether express, implied, statutory, or otherwise, including warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, availability, and reliability.
We do not warrant that Arbdeck will be uninterrupted, secure, error-free, or that any content, market data, notification, summary, analysis, or link will be accurate, complete, current, or suitable for any purpose.
13. Limitation of liability
To the maximum extent permitted by law, Arbdeck and its affiliates, officers, employees, contractors, and licensors will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost revenues, lost data, loss of goodwill, investment losses, trading losses, or business interruption.
To the maximum extent permitted by law, our total liability for claims arising from or relating to Arbdeck or these Terms will not exceed the greater of (a) the amount you paid to Arbdeck for the service in the three months before the event giving rise to the claim or (b) USD 50.
14. Indemnity
To the extent permitted by law, you agree to indemnify and hold harmless Arbdeck and its affiliates, officers, employees, contractors, and licensors from claims, losses, liabilities, damages, costs, and expenses, including reasonable attorneys' fees, arising from your misuse of Arbdeck, violation of these Terms, violation of law, or infringement of third-party rights.
15. Changes to these Terms
We may update these Terms from time to time. If changes are material, we will take reasonable steps to notify you, such as by posting the updated Terms, updating the "Last updated" date, or providing in-app notice. Continued use after changes become effective means you accept the updated Terms.
16. Contact
Questions about these Terms can be sent to hello@arbdeck.com.